ATB Business Solutions Company Limited Terms and Conditions of Use

Last updated: November 4, 2022


ATB Business Solutions Company Limited (“ATB”, “the Company”, “we”, “us”, “our”) provides business processing services to you, the customer, when you visit us at www.allthatbuzzja.com or use our mobile applications, with any of the foregoing (collectively, “ATB Business Solutions Company Services”, hereinafter referred to as “our services”). We provide our services subject to the following conditions.

By using our services, you agree to these terms and conditions. Please read them carefully.

We provide a wide range of services and as a result, additional terms may apply. Whenever you use our services, you are subject to the guidelines, terms and agreements applicable to the service.



“Our Services” means services provided through our website, www.allthatbuzzja.com or on our mobile application, ATB Business Solutions Company.

“Your information” means information that you write, upload, submit or send using www.allthatbuzzja.com, such as:

  1. personal information such as name, contact number and address;
  2. pictures and/or documents you upload using our form;
  • reviews you submit through our website;
  1. messages you send through our message center;
  2. email correspondence with us;
  3. any other information shared via our website (financial information, contact information, tax related information, etc.)



This website is offered and available to users who are 18 years of age or older. By using this website, you represent and warrant that you are of legal age and sufficient capacity under law to form a binding contract with the company. If the foregoing representation is not true, you must not access or use the website.



The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the company, its licensors or other providers of such material. The foregoing materials are protected by laws of Jamaica and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

These Terms permit you to use the website for your direct use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your web browser for display enhancement purposes.
  • You may print or download a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication or distribution.
  • Where (or if at a given time) we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.


You must not:

  • Modify copies of any materials from this site.
  • Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
  • Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.
  • Attempt to “spoof” or mimic the appearance or functionality of the Website.
  • Reverse engineer, disassemble, rent, lease, loan, sell, sub-license, or create derivative works from the Website or the functions therein or materials thereon.
  • Use any network monitoring or discovery software to determine the site architecture, or extract information about usage or users.
  • Use any robot, spider, or other automatic device or manual process to monitor or copy the Website or Content without our prior written permission.

If you wish to make any use of material on the Website other than that set out in this section, please address your request to: admin@allthatbuzzja.com

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of these Terms, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the website or any content on the website is transferred to you, and all rights not expressly granted are reserved by us. Any use of the website not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark and other laws.  Violation of the foregoing may result in our termination of services to you and further legal action can be taken. 


It is a condition of your use of the Website that you do not:

  • In any way, violate any applicable law or regulation;
  • Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation, any images or other material depicting nudity;
  • Post or transmit comments containing harassing or offensive language, including sexual references, sexual nicknames, racial slurs, hate propaganda, hate mongering, swearing, or rude or deliberately offensive comments, or engage in disruptive activities online, including excessive use of scripts, sound waves, scrolling (repeating the same message over and over), or use of viruses, bots, worms or trojan horses;
  • Post or transmit any information, software or other material that is fraudulent or violates or infringes the rights of others, including material that violates privacy or publicity rights, or infringes copyright, trademark or other proprietary rights, without first obtaining permission from the owner or right holder;
  • Post or transmit any information, software or other material that contains a virus or other harmful component;
  • Post, transmit or in any way exploit any information, software or other material for commercial purposes or that contains advertising, “junk mail,” “spam,” or “chain letters”;
  • Solicit other users to join, become members of, or contribute money to any online service or other organization, advocate or attempt to get users to join in legal or illegal schemes or plan or participate in scams involving other users;
  • Impersonate the company or its employees, any person or entity or falsely state or otherwise misrepresent your professional or other affiliation with any person or entity;
  • Resell, redistribute, broadcast or transfer the information or use the information derived from the Website in a searchable, machine-readable database;
  • Use the Website to collect personally identifying information about users of the Website in violation of our Privacy Policy;
  • Disguise a file type to thwart our detection processes;
  • Post or transmit any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law;
  • Attempt to gain unauthorized access to other computer systems or networks connected to the Website or otherwise attempt to interfere with the proper working of the Website.

The company, at its sole discretion, shall determine whether any behavior, action, inaction, or information transmitted or received violates this provision.



We have the right to:

  • Remove or refuse to post any user contributions or reviews for any or no reason at our sole discretion;
  • Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website;
  • Terminate or suspend your access to all or part of the Website for any, including without limitation, any violation of these Terms.



Please review our Privacy Notice thoroughly, which also forms part of our Terms and Conditions of Use of Our Services.



When you use Our Services, communicate with us electronically (via email, text or call) or communicate with us from any desktop or mobile device, you consent to receive communications from us electronically, such as e-mails, texts, mobile push notices, or notices and messages on this site or through our Message Center. You can retain copies of these communications for your records. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.



Our services and all information, content, materials, and other services included on or otherwise made available to you through our services are provided by ATB Business Solutions Company Limited. We make no representations or warranties of any kind, expressed or implied, as to the final outcome of your purchase. You expressly agree that your use of our services is at your sole risk.

Although we take commercially reasonable steps to prevent such occurrence, you understand that the company cannot and does not guarantee or warrant that files available for downloading from the Website or content to which the Website links will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data.


We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website or any services or items obtained through the website or to your downloading of any material posted on it, or on any website linked to it.


Your use of the website, its content and any services or items obtained through the website is at your own risk. The website, its content and any services or items obtained through the website are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. Neither the company nor any person associated with the company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy or availability of the website. Without limiting the foregoing, neither the company nor anyone associated with the company represents or warrants that the website, its content or any services obtained through the website will be accurate, reliable, error-free or uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other harmful components or that the website or any services obtained through the website will otherwise meet your needs or expectations.

The company hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for a particular purpose.

The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.


You agree to defend, indemnify and hold harmless the company, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your contributions, any use of the Website’s content, services and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website, or any misconduct or illegality involving the foregoing.



The Website is intended to provide you with a convenient way of reviewing the type and nature of the Services we offer, among other things.  It provides Website visitors with a general understanding of the features, characteristics, and relative advantages and disadvantages associated with business entities, accounting, taxes and other business-related information offered under the laws of Jamaica. While this discussion necessarily includes an assessment or comparison/contract of broad legal concepts governing the characteristics, treatment under various regulatory regimes, and structure of Jamaican business entities, which are essentially creatures of law, the Website does not tailor its discussion to the specific situation and circumstances of any person or entity.

The Website does not provide “legal advice” to any person or entity. We are not a law firm and is not (and will not) provide you with legal advice or legal counsel under any circumstances.

The company and its employees, agents, representatives, and sales associates are not at any time acting as your attorney.  Further, no attorney-client or other privilege applies to the communications between you and the company, meaning that any discussions, notes or records, and the content thereof, can be subject to disclosure pursuant to the law.  

Nothing on this Website should be taken as a substitute for legal advice, and we urge you to contact an attorney should you feel it necessary or appropriate.  The company is a business support service; you are solely responsible for any actions or inactions taken in reliance on any information on the Website. 


Any dispute or claim relating in any way to your use of any of our Services will be resolved by mediation by the Dispute Resolution Foundation, rather than in court, except that you may assert claims in petty court if your claims qualify.


By using any of Our Services, you agree that the laws of Jamaica, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and ATB Business Solutions Company Ltd.


We reserve the right to make changes to our site, policies, Service Terms, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.


The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy or completeness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

This Website may include content provided by third parties. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the company. We are not responsible or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

The company may rely on third-party statistical, survey, or other information or figures in its discussions on the Website or in the company’s blog.  The company makes every attempt to only rely on sources it believes to be accurate and verified, but is not responsible for the accuracy or completeness of such information or sources.


All contracting for Services through the Website or other transactions you make on our Website will be governed by separate agreements for such services (“Services Agreements”).  In connection with your Services Agreement(s), you will have the opportunity to review, carefully read through, and, if you choose, ask the company’s staff questions regarding the relevant agreements.  Your payment for and acceptance of these Services constitutes your agreement to the applicable Services Agreements.


ATB Business Solutions Company Ltd.

7 West,
Greater Portmore,
Saint Catherine




ATB Business Solutions Company Ltd Limited Privacy Notice

Last updated: November 4, 2022 


We know that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This Privacy Notice describes how allthatbuzzja.com and its affiliates collect and process your information through the company’s website and devices that reference this Privacy Notice.

By using Our Services, you are consenting to the practices described in this Privacy Notice.


What Information Does ATB Business Solutions Company Ltd Collect?

We collect information that we need in order to assist you with your experience.

Here are the types of information we collect:

  1. Information You Give Us: When you use our services, you provide us with information. You can choose not to provide certain information, but then you might not be able to take advantage of our Services.


You provide information for us when you:

  • fill out our web form;
  • view or use our content on a device or through a service or application on a device;
  • communicate with us by phone, e-mail, or otherwise;
  • complete a questionnaire or any other form;
  • use any of our services;
  • participate in Discussion Boards or other community features;
  • provide and rate reviews.

As a result of those actions, you supply us with such information as:

  • identifying information such as your name, contact number, email address and home address;
  • financial information such as your business income and expenses;
  • content of reviews and e-mails to us;
  • information and documents regarding identity, including TRN and user’s government issued identification.


  1. Automatic Information: We automatically collect and store certain types of information about your use of our website, including information about your interaction with content and services available through the company. Like many websites, we use “cookies” and other unique identifiers, and we obtain certain types of information when your web browser or device accesses our website. Examples of the information we collect and analyze include:


  • the internet protocol (IP) address used to connect your computer to the internet;
  • login, e-mail address, and password;
  • the location of your device or computer;
  • content interaction information, such as content downloads;
  • device metrics such as when a device is in use, application usage, connectivity data, and any errors or event failures;
  • version and time zone settings;
  • purchase and content use history;
  • the full Uniform Resource Locator (URL) clickstream to, through and from our websites, including date and time; products and content you viewed or searched for;
  • page response times, download errors, length of visits to certain pages, and page interaction information (such as scrolling, clicks, and mouse-overs); and
  • phone numbers used to call our customer service number.

We may also use device identifiers, cookies, and other technologies on devices, applications, and our web pages to collect browsing, usage, or other technical information.


For What Purposes Does ATB Business Solutions Company Ltd Use Your Information?

We use your information to operate, provide, develop, and improve the services that we offer. These purposes include:

Provision of Business Support Services: We use your information to share with government institutions as well as affiliates of the company  for registration, renewal, accounting, administrative, tax, marketing and other purposes.

Provide, troubleshoot, and improve Our Services: We use your information to provide functionality, analyze performance, fix errors, and improve the usability and effectiveness of our Services.

Comply with legal obligations: In certain cases, we collect and use your information to comply with laws.

Communicate with you: We use your information to communicate with you in relation company via different channels (e.g., by phone, e-mail, chat).

Fraud Prevention and Credit Risks. We use your information to prevent and detect fraud and abuse in order to protect the security of our users, company, and others.


What About Cookies and Other Identifiers?

To enable our systems to recognize your browser or device and to provide and improve our Services, we use cookies and other identifiers. For more information about cookies and how we use them, please read our Cookies Notice .

Does ATB Business Solutions Company Ltd Share Your Personal Information?

Information about our users is an important part of our business. We share your information only as described below

  1. Third-Party Service Providers: We employ other companies and individuals to perform functions on our behalf. Examples include removing repetitive information from database, analyzing data, providing marketing assistance, processing applications, providing financial support services, transmitting content, and providing customer service. These third-party service providers have access to personal information needed to perform their functions, but may not use it for other purposes and are bound by a confidentiality agreement.


  1. Protection of ATB Business Solutions Company Ltd and Others: We release account and other personal information when we believe release is appropriate to comply with the law; enforce or apply our Conditions of Use and other agreements; or protect the rights, property, or safety of the company, our users, or others.


  1. Government Agencies: We can only provide you with certain services by providing your information to government agencies such as the Companies Office of Jamaica, Tax Administration of Jamaica, National Insurance Scheme, National Housing Trust, HEART Trust/NTA and JIPO.


Other than as set out above, you will receive notice when personal information about you might be shared with third parties, and you will have an opportunity to choose not to share the information.


Information Security

We design our systems with your security and privacy in mind. We work to protect the security of your personal information during transmission by using encryption protocols and software.

We maintain physical, electronic, and procedural safeguards in connection with the collection, storage, and disclosure of personal information.


Your Choices

If you have any questions as to how we collect and use your personal information, please contact our Customer Service. As mentioned previously, you can choose not to provide certain information, but then you might not be able to take advantage of our Services. When you update information, we usually keep a copy of the prior version for our records.

The Help feature on most browsers and devices will tell you how to prevent your browser or device from accepting new cookies or other identifiers, how to have the browser notify you when you receive a new cookie, or how to block cookies altogether. Because cookies and identifiers allow you to take advantage of some essential features of our Services, we recommend that you leave them turned on. For more information about cookies and other identifiers, see our Cookies Notice .


Conditions of Use, Notices, and Revisions

If you choose to use Our Services, your use and any dispute over privacy is subject to this Notice and our Terms and Conditions of Use, including limitations on damages, resolution of disputes, and application of the Jamaican Constitution. If you have any concern about privacy at ATB Business Solutions Company Ltd, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly, and our Privacy Notice will change also. You should check our websites frequently to see recent changes. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers.


Cookies Notice

Last updated: November 4, 2022


We use cookies, pixels, and other technologies (collectively, “cookies”) to recognize your browser or device, learn more about your interests, provide you with essential features and services and for additional purposes, including:

  • Recognizing you when you sign-in to use our services. This allows us to provide you with recommendations, display personalized content and provide other customized features and services;


  • Keeping track of items stored in your shopping cart;

  • Preventing fraudulent activity;

  • Improving security;

  • This allows us to measure and analyze the performance of our services.

See our Privacy Notice for more information about the types of information we gather.


Last updated: November 4, 2022

Your purchase of our digital products indicates your commitment to participate in the process and follow through to its conclusion. However, we also understand that unexpected events can happen. In addition to the general guidelines outlined below, refunds and cancellations will be considered on an individual basis, at the discretion of the company.

We want you to feel comfortable about transacting business with the company.  We are committed to providing each customer with exceptional service.

The Client may cancel an order within 24 hours of purchasing and request a refund if the funds on account have not been depleted in use of completing the service requested. In the event where a refund is possible, you will be refunded any unused funds minus a 20% processing fee. To request a refund, please complete the ATB Refund Request Form and email this form to admin@allthatbuzzja.com. You will be sent a Statement of Account detailing all work completed up until the refund request along with the total remaining on your account to be refunded. ATB uses a 14-working day refund policy, which begins on the date of request.

Once the refund request is approved and processed, you must elect to have the funds credited back to your credit card.

Refund Policy for Consultation Sessions:

If you have scheduled a consultation with the company and you are unable to keep your appointment, we ask that you give us 48-hours advance notice. If you cancel with less than 48-hours’ notice, you will be charged 25% of the full-service price of all consultations booked.

Cancellations made less than 30 minutes prior to appointment are considered no shows. You are welcome to reschedule your appointment at an earlier or later time in order to avoid cancellation fees. If you do not show up for your appointment (no show), and did not call to cancel at least 30 minutes prior to the appointment, you will be charged 100% of the full-service price of all appointments booked.


Delivery Policy

Last updated: November 4, 2022


Thank you for visiting and shopping our digital products at the company. The following are the terms and conditions that constitute our delivery policy.

All prices on our site are quoted in Jamaican dollars. Your bank will bill you with your local currency at the current exchange rate. Please note that processing time is separate from delivery time.



Processing time is the time it takes to prepare and package your order for delivery. It refers to the time period between the order placement and the sending of the product over to the carrier for transport. The processing time for each order varies depending on the service you use. This can be viewed in the product description of each product.


Orders are not delivered on holidays. Delivery within Jamaica usually takes 1-2 business days. International delivery may take longer. We will confirm your estimated delivery date when your order is scheduled. If we are expecting a high volume, deliveries may be delayed by a few days. Allow additional days in transit for delivery. If there will be a significant delay in delivery of your package, we will contact you via telephone or email.

While we maintain our standard processing and delivery time, we make no guarantees and will accept no liability nor honor any claim towards ruminative actions stemming from a longer average processing and/or delivery time. 


All delivery fees are calculated at the checkout point of our website.


You will receive a delivery confirmation email and/or WhatsApp message once your order has been scheduled, containing your tracking number(s) if applicable and/or estimated delivery time.


The company is not liable for any products damaged or lost during delivery. If you received your order damaged, please contact the delivery carrier to file a claim.


All orders to the US are shipped using FEDEX. Your package will arrive within 1-4 business days from the time of delivery to the carrier.

When ordering outside of the US, the recipient is responsible for assuring the product can be legally imported to the destination country. The recipient is the importer of record and must comply with all laws and regulations of the destination country. The recipient of an international shipment may be subject to Import taxes, Customs Duties and Fees, which are imposed once a shipment reaches the recipient’s country.

Additionally, charges for the customs clearance must be fulfilled by the recipient. The company has no control over these damages, nor can the company predict what they may be. The company is not responsible for any customs and taxes applied to your order. All fees imposed during or after delivery are the responsibility of the customer (tarifs, taxes, etc.)

Customs duties and taxes are non-refundable, so a shipment that is refused because of unexpected import fees, the cost of the original delivery and any return delivery charges will not be refunded. Customs policies vary widely from country; you should contact your local customs office for more information. When customs clearance procedures are required, it can cause delays beyond our original delivery estimates.